Can you use American credit in Thailand?

Can I use American money in Thailand?

Thai Baht is the only legal currency in Thailand, and it’s not usually possible to spend other currencies. … A tourist site that accepts payments in U.S. dollars, for example, will likely have extremely poor exchange rates and you’ll end up paying much more that you would have if purchased with THB.

Can you use an American credit card in other countries?

Basically, when you’re abroad, you can use your credit card as you would in your own country. … You can also use your credit card to withdraw cash in most ATMs overseas. Although, make sure to keep your eye out for foreign transaction fees and currency conversion markups.

Which US credit cards can be used internationally?

In a sense, any Visa, Mastercard, American Express or Discover card qualifies as an international credit card because you’ll be able to use it in most countries outside the U.S. But not all credit cards that work internationally are equally equipped to save you money and aggravation abroad, due to differences in …

Can I use my Bank of America debit card in Thailand?

Thanks! Major networks are accepted at Thai ATMs. Thai ATMs do not charge a fee for using another bank’s card. BofA probably charges a high fee to use foreign ATMs.

Should I exchange money before I travel to Thailand?

Yes, you should exchange money before visiting Thailand. … Using your credit card in Thailand there is normally an extra charge of 3 to 5 %. There is a risk of a thief or losing your money. When entering Thailand, the minimum funds required to enter Thailand should be at least 10,000 Baht.

How can I avoid ATM fees in Thailand?

Avoid ATM fees altogether by using a cash counter withdrawal/cash advance service within large bank branches. Plan for an emergency by bringing backup cash, another card, and consider a zero transaction fee card such as Transferwise.

Which credit card is accepted worldwide?

Visa and Mastercard are widely accepted worldwide. If an establishment takes credit cards, it’s a good bet that your Visa or Mastercard will work. American Express and Discover have an international presence, too, but they are accepted by fewer merchants.

Is it cheaper to use credit card or cash abroad?

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The main advantage of using a debit or credit card overseas is that you won’t pay foreign transaction fees every time you spend. While many also won’t charge fees for cash withdrawals, you will still usually be charged interest from the date of the transaction if you use a credit card.

Which credit card is best for international use?

9 Best Credit Cards for International Travel

  • Citibank Premier Miles Credit Card. …
  • American Express Platinum Travel Credit Card. …
  • HDFC Bank Regalia Credit Card. …
  • Axis Bank Miles & More World Credit Card. …
  • Jet Privilege HDFC Bank World Credit Card. …
  • HSBC MakeMyTrip Signature Credit Card. …
  • Air India SBI Platinum Card.

Which is better Visa or MasterCard?

While VISA has a slightly higher market share and greater amount of transactions worldwide, both VISA and MasterCard are equally well-accepted by merchants. Although MasterCard’s upper tiers provide a better set of benefits, there are a lot more perks offered by the issuing banks themselves.

Do American credit cards work in Europe?

American credit cards work throughout Europe (at hotels, larger shops and restaurants, travel agencies, car-rental agencies, and so on); Visa and MasterCard are the most widely accepted.

Is Visa or MasterCard better for international travel?

The truth is both types of cards are widely accepted abroad, and are therefore better choices for international travel than Amex or Discover. As noted above, Mastercard may offer a slightly better exchange rate than Visa, but if you don’t travel frequently, it probably won’t make a huge difference.

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